LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,883
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,527
−HK$1,672/mo
Today · 4.125%
HK$56,199
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$3,419/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,398/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,831
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,409
−HK$1,601/mo
Today · 4.125%
HK$62,010
baseline
▲ 0.50% · 4.625%
HK$65,278
+HK$3,268/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,020/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,459
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,433
−HK$2,005/mo
Today · 4.125%
HK$67,438
baseline
▲ 0.50% · 4.625%
HK$71,542
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$134,876/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,598
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,491
−HK$1,921/mo
Today · 4.125%
HK$74,412
baseline
▲ 0.50% · 4.625%
HK$78,334
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.91M · min. income ≈ HK$148,824/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,036
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,338
−HK$2,340/mo
Today · 4.125%
HK$78,678
baseline
▲ 0.50% · 4.625%
HK$83,466
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,356/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,364
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,573
−HK$2,241/mo
Today · 4.125%
HK$86,814
baseline
▲ 0.50% · 4.625%
HK$91,390
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,628/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,189
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,149
−HK$3,009/mo
Today · 4.125%
HK$101,158
baseline
▲ 0.50% · 4.625%
HK$107,313
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,316/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,896
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,736
−HK$2,882/mo
Today · 4.125%
HK$111,618
baseline
▲ 0.50% · 4.625%
HK$117,501
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,236/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,638 · Scale 2, in force from 26 Feb 2026)