LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,883
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,528
−HK$1,671/mo
Today · 4.125%
HK$56,199
baseline
▲ 0.50% · 4.625%
HK$59,619
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,398/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,832
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,410
−HK$1,600/mo
Today · 4.125%
HK$62,010
baseline
▲ 0.50% · 4.625%
HK$65,279
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,020/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,460
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,434
−HK$2,005/mo
Today · 4.125%
HK$67,439
baseline
▲ 0.50% · 4.625%
HK$71,543
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,878/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,598
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,492
−HK$1,921/mo
Today · 4.125%
HK$74,413
baseline
▲ 0.50% · 4.625%
HK$78,335
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,826/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,036
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,339
−HK$2,340/mo
Today · 4.125%
HK$78,679
baseline
▲ 0.50% · 4.625%
HK$83,467
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,358/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,365
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,574
−HK$2,241/mo
Today · 4.125%
HK$86,815
baseline
▲ 0.50% · 4.625%
HK$91,391
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,630/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,190
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,151
−HK$3,008/mo
Today · 4.125%
HK$101,159
baseline
▲ 0.50% · 4.625%
HK$107,314
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,318/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,897
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,738
−HK$2,881/mo
Today · 4.125%
HK$111,619
baseline
▲ 0.50% · 4.625%
HK$117,502
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,238/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,649 · Scale 2, in force from 26 Feb 2026)