LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,884
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,671/mo
Today · 4.125%
HK$56,200
baseline
▲ 0.50% · 4.625%
HK$59,620
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,400/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,833
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,411
−HK$1,601/mo
Today · 4.125%
HK$62,012
baseline
▲ 0.50% · 4.625%
HK$65,280
+HK$3,268/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,024/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,461
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$2,005/mo
Today · 4.125%
HK$67,440
baseline
▲ 0.50% · 4.625%
HK$71,544
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,880/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,600
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,493
−HK$1,921/mo
Today · 4.125%
HK$74,414
baseline
▲ 0.50% · 4.625%
HK$78,336
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,828/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,038
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,341
−HK$2,339/mo
Today · 4.125%
HK$78,680
baseline
▲ 0.50% · 4.625%
HK$83,468
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,360/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,366
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,575
−HK$2,241/mo
Today · 4.125%
HK$86,816
baseline
▲ 0.50% · 4.625%
HK$91,392
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,632/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,191
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,152
−HK$3,009/mo
Today · 4.125%
HK$101,161
baseline
▲ 0.50% · 4.625%
HK$107,316
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,322/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,899
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,739
−HK$2,882/mo
Today · 4.125%
HK$111,621
baseline
▲ 0.50% · 4.625%
HK$117,504
+HK$5,883/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,242/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,666 · Scale 2, in force from 26 Feb 2026)