LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,885
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,530
−HK$1,671/mo
Today · 4.125%
HK$56,201
baseline
▲ 0.50% · 4.625%
HK$59,621
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,402/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,834
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,412
−HK$1,600/mo
Today · 4.125%
HK$62,012
baseline
▲ 0.50% · 4.625%
HK$65,281
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,024/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,462
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,436
−HK$2,005/mo
Today · 4.125%
HK$67,441
baseline
▲ 0.50% · 4.625%
HK$71,545
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,882/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,601
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,494
−HK$1,921/mo
Today · 4.125%
HK$74,415
baseline
▲ 0.50% · 4.625%
HK$78,337
+HK$3,922/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,830/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,039
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,342
−HK$2,340/mo
Today · 4.125%
HK$78,682
baseline
▲ 0.50% · 4.625%
HK$83,469
+HK$4,787/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$157,364/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,367
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,576
−HK$2,241/mo
Today · 4.125%
HK$86,817
baseline
▲ 0.50% · 4.625%
HK$91,394
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.23M · min. income ≈ HK$173,634/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,193
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,154
−HK$3,008/mo
Today · 4.125%
HK$101,162
baseline
▲ 0.50% · 4.625%
HK$107,317
+HK$6,155/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,324/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,901
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,741
−HK$2,881/mo
Today · 4.125%
HK$111,622
baseline
▲ 0.50% · 4.625%
HK$117,506
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,244/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,680 · Scale 2, in force from 26 Feb 2026)