LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,886
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,531
−HK$1,671/mo
Today · 4.125%
HK$56,202
baseline
▲ 0.50% · 4.625%
HK$59,622
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,404/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,835
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,413
−HK$1,601/mo
Today · 4.125%
HK$62,014
baseline
▲ 0.50% · 4.625%
HK$65,282
+HK$3,268/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,028/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,463
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,437
−HK$2,006/mo
Today · 4.125%
HK$67,443
baseline
▲ 0.50% · 4.625%
HK$71,546
+HK$4,103/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,886/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,602
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,495
−HK$1,921/mo
Today · 4.125%
HK$74,416
baseline
▲ 0.50% · 4.625%
HK$78,339
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,832/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,040
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,343
−HK$2,340/mo
Today · 4.125%
HK$78,683
baseline
▲ 0.50% · 4.625%
HK$83,471
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,366/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,369
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,578
−HK$2,241/mo
Today · 4.125%
HK$86,819
baseline
▲ 0.50% · 4.625%
HK$91,395
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,638/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,194
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,155
−HK$3,009/mo
Today · 4.125%
HK$101,164
baseline
▲ 0.50% · 4.625%
HK$107,320
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,328/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,903
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,743
−HK$2,881/mo
Today · 4.125%
HK$111,624
baseline
▲ 0.50% · 4.625%
HK$117,508
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,248/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$985,699 · Scale 2, in force from 26 Feb 2026)