LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,886
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,531
−HK$1,672/mo
Today · 4.125%
HK$56,203
baseline
▲ 0.50% · 4.625%
HK$59,623
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,406/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,836
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,413
−HK$1,601/mo
Today · 4.125%
HK$62,014
baseline
▲ 0.50% · 4.625%
HK$65,283
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,028/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,464
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$65,438
−HK$2,005/mo
Today · 4.125%
HK$67,443
baseline
▲ 0.50% · 4.625%
HK$71,547
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,886/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,603
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,496
−HK$1,921/mo
Today · 4.125%
HK$74,417
baseline
▲ 0.50% · 4.625%
HK$78,340
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,834/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,041
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,344
−HK$2,340/mo
Today · 4.125%
HK$78,684
baseline
▲ 0.50% · 4.625%
HK$83,472
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,368/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,370
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,579
−HK$2,241/mo
Today · 4.125%
HK$86,820
baseline
▲ 0.50% · 4.625%
HK$91,396
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,640/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,195
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,157
−HK$3,008/mo
Today · 4.125%
HK$101,165
baseline
▲ 0.50% · 4.625%
HK$107,321
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,330/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,904
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,744
−HK$2,882/mo
Today · 4.125%
HK$111,626
baseline
▲ 0.50% · 4.625%
HK$117,510
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,252/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,710 · Scale 2, in force from 26 Feb 2026)