LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,888
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,672/mo
Today · 4.125%
HK$56,205
baseline
▲ 0.50% · 4.625%
HK$59,625
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,410/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,837
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,415
−HK$1,601/mo
Today · 4.125%
HK$62,016
baseline
▲ 0.50% · 4.625%
HK$65,285
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,032/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,466
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,440
−HK$2,006/mo
Today · 4.125%
HK$67,446
baseline
▲ 0.50% · 4.625%
HK$71,549
+HK$4,103/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,892/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,605
−HK$3,814/mo
▼ 0.25% · 3.875%
HK$72,499
−HK$1,920/mo
Today · 4.125%
HK$74,419
baseline
▲ 0.50% · 4.625%
HK$78,342
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,838/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,043
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,346
−HK$2,340/mo
Today · 4.125%
HK$78,686
baseline
▲ 0.50% · 4.625%
HK$83,474
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,372/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,372
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,582
−HK$2,241/mo
Today · 4.125%
HK$86,823
baseline
▲ 0.50% · 4.625%
HK$91,399
+HK$4,576/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,646/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,199
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,160
−HK$3,008/mo
Today · 4.125%
HK$101,168
baseline
▲ 0.50% · 4.625%
HK$107,324
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,336/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,907
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,748
−HK$2,881/mo
Today · 4.125%
HK$111,629
baseline
▲ 0.50% · 4.625%
HK$117,513
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,258/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,742 · Scale 2, in force from 26 Feb 2026)