LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,889
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,534
−HK$1,672/mo
Today · 4.125%
HK$56,206
baseline
▲ 0.50% · 4.625%
HK$59,626
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,412/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,839
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,417
−HK$1,600/mo
Today · 4.125%
HK$62,017
baseline
▲ 0.50% · 4.625%
HK$65,287
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,034/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,467
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,441
−HK$2,006/mo
Today · 4.125%
HK$67,447
baseline
▲ 0.50% · 4.625%
HK$71,551
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,894/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,606
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,500
−HK$1,921/mo
Today · 4.125%
HK$74,421
baseline
▲ 0.50% · 4.625%
HK$78,344
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,842/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,045
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,348
−HK$2,340/mo
Today · 4.125%
HK$78,688
baseline
▲ 0.50% · 4.625%
HK$83,476
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,376/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,374
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,583
−HK$2,241/mo
Today · 4.125%
HK$86,824
baseline
▲ 0.50% · 4.625%
HK$91,401
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,648/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,200
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,162
−HK$3,008/mo
Today · 4.125%
HK$101,170
baseline
▲ 0.50% · 4.625%
HK$107,326
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$202,340/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,910
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,750
−HK$2,881/mo
Today · 4.125%
HK$111,631
baseline
▲ 0.50% · 4.625%
HK$117,516
+HK$5,885/mo
Deposit HK$2.32M · loan HK$20.87M · min. income ≈ HK$223,262/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,761 · Scale 2, in force from 26 Feb 2026)