LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,890
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,536
−HK$1,671/mo
Today · 4.125%
HK$56,207
baseline
▲ 0.50% · 4.625%
HK$59,627
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,414/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,840
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,601/mo
Today · 4.125%
HK$62,019
baseline
▲ 0.50% · 4.625%
HK$65,288
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,038/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,468
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,443
−HK$2,005/mo
Today · 4.125%
HK$67,448
baseline
▲ 0.50% · 4.625%
HK$71,552
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,896/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,608
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,502
−HK$1,921/mo
Today · 4.125%
HK$74,423
baseline
▲ 0.50% · 4.625%
HK$78,346
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,846/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,046
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,350
−HK$2,340/mo
Today · 4.125%
HK$78,690
baseline
▲ 0.50% · 4.625%
HK$83,478
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,380/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,376
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,585
−HK$2,241/mo
Today · 4.125%
HK$86,826
baseline
▲ 0.50% · 4.625%
HK$91,403
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,652/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,203
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,164
−HK$3,009/mo
Today · 4.125%
HK$101,173
baseline
▲ 0.50% · 4.625%
HK$107,329
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,346/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,912
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,752
−HK$2,882/mo
Today · 4.125%
HK$111,634
baseline
▲ 0.50% · 4.625%
HK$117,518
+HK$5,884/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,268/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,784 · Scale 2, in force from 26 Feb 2026)