LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,893
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,538
−HK$1,672/mo
Today · 4.125%
HK$56,210
baseline
▲ 0.50% · 4.625%
HK$59,630
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,420/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,843
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,421
−HK$1,601/mo
Today · 4.125%
HK$62,022
baseline
▲ 0.50% · 4.625%
HK$65,291
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,044/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,472
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,446
−HK$2,006/mo
Today · 4.125%
HK$67,452
baseline
▲ 0.50% · 4.625%
HK$71,556
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,904/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,612
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,505
−HK$1,922/mo
Today · 4.125%
HK$74,427
baseline
▲ 0.50% · 4.625%
HK$78,350
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,854/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,050
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,354
−HK$2,340/mo
Today · 4.125%
HK$78,694
baseline
▲ 0.50% · 4.625%
HK$83,482
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,388/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,380
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,590
−HK$2,241/mo
Today · 4.125%
HK$86,831
baseline
▲ 0.50% · 4.625%
HK$91,408
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,662/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,208
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,169
−HK$3,009/mo
Today · 4.125%
HK$101,178
baseline
▲ 0.50% · 4.625%
HK$107,334
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,356/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,917
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,758
−HK$2,882/mo
Today · 4.125%
HK$111,640
baseline
▲ 0.50% · 4.625%
HK$117,525
+HK$5,885/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,280/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,836 · Scale 2, in force from 26 Feb 2026)