LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,894
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,539
−HK$1,672/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,631
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,844
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,422
−HK$1,601/mo
Today · 4.125%
HK$62,023
baseline
▲ 0.50% · 4.625%
HK$65,293
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,046/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,473
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,447
−HK$2,006/mo
Today · 4.125%
HK$67,453
baseline
▲ 0.50% · 4.625%
HK$71,558
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,906/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,613
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,507
−HK$1,921/mo
Today · 4.125%
HK$74,428
baseline
▲ 0.50% · 4.625%
HK$78,351
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,856/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,052
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,355
−HK$2,340/mo
Today · 4.125%
HK$78,695
baseline
▲ 0.50% · 4.625%
HK$83,484
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,390/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,382
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,591
−HK$2,242/mo
Today · 4.125%
HK$86,833
baseline
▲ 0.50% · 4.625%
HK$91,410
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,666/mo (50% DSR)
Upfront cash ≈ HK$7.94M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,209
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,171
−HK$3,009/mo
Today · 4.125%
HK$101,180
baseline
▲ 0.50% · 4.625%
HK$107,336
+HK$6,156/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,360/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,919
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,760
−HK$2,882/mo
Today · 4.125%
HK$111,642
baseline
▲ 0.50% · 4.625%
HK$117,527
+HK$5,885/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,284/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,854 · Scale 2, in force from 26 Feb 2026)