LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,896
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,541
−HK$1,672/mo
Today · 4.125%
HK$56,213
baseline
▲ 0.50% · 4.625%
HK$59,633
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,426/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,846
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,424
−HK$1,601/mo
Today · 4.125%
HK$62,025
baseline
▲ 0.50% · 4.625%
HK$65,295
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,050/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,475
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,449
−HK$2,006/mo
Today · 4.125%
HK$67,455
baseline
▲ 0.50% · 4.625%
HK$71,560
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,910/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,615
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,509
−HK$1,921/mo
Today · 4.125%
HK$74,430
baseline
▲ 0.50% · 4.625%
HK$78,354
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,860/mo (50% DSR)
Upfront cash ≈ HK$10.26M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,054
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,358
−HK$2,340/mo
Today · 4.125%
HK$78,698
baseline
▲ 0.50% · 4.625%
HK$83,486
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,396/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,384
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,594
−HK$2,241/mo
Today · 4.125%
HK$86,835
baseline
▲ 0.50% · 4.625%
HK$91,413
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,670/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,212
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,174
−HK$3,009/mo
Today · 4.125%
HK$101,183
baseline
▲ 0.50% · 4.625%
HK$107,340
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,366/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,923
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,764
−HK$2,881/mo
Today · 4.125%
HK$111,645
baseline
▲ 0.50% · 4.625%
HK$117,530
+HK$5,885/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,290/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,885 · Scale 2, in force from 26 Feb 2026)