LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,897
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,543
−HK$1,672/mo
Today · 4.125%
HK$56,215
baseline
▲ 0.50% · 4.625%
HK$59,635
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,430/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,848
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,426
−HK$1,601/mo
Today · 4.125%
HK$62,027
baseline
▲ 0.50% · 4.625%
HK$65,297
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,054/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,477
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,451
−HK$2,006/mo
Today · 4.125%
HK$67,457
baseline
▲ 0.50% · 4.625%
HK$71,562
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,914/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,617
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,511
−HK$1,922/mo
Today · 4.125%
HK$74,433
baseline
▲ 0.50% · 4.625%
HK$78,356
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,866/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,056
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,360
−HK$2,340/mo
Today · 4.125%
HK$78,700
baseline
▲ 0.50% · 4.625%
HK$83,489
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,400/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,387
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,597
−HK$2,241/mo
Today · 4.125%
HK$86,838
baseline
▲ 0.50% · 4.625%
HK$91,415
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,676/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,215
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,177
−HK$3,009/mo
Today · 4.125%
HK$101,186
baseline
▲ 0.50% · 4.625%
HK$107,343
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,372/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,926
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,767
−HK$2,882/mo
Today · 4.125%
HK$111,649
baseline
▲ 0.50% · 4.625%
HK$117,534
+HK$5,885/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,298/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,916 · Scale 2, in force from 26 Feb 2026)