LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,898
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,544
−HK$1,671/mo
Today · 4.125%
HK$56,215
baseline
▲ 0.50% · 4.625%
HK$59,636
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,430/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,849
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,427
−HK$1,601/mo
Today · 4.125%
HK$62,028
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,056/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,478
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$65,452
−HK$2,006/mo
Today · 4.125%
HK$67,458
baseline
▲ 0.50% · 4.625%
HK$71,563
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,916/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,618
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,512
−HK$1,922/mo
Today · 4.125%
HK$74,434
baseline
▲ 0.50% · 4.625%
HK$78,357
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,868/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,057
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,361
−HK$2,340/mo
Today · 4.125%
HK$78,701
baseline
▲ 0.50% · 4.625%
HK$83,490
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,402/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,388
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,598
−HK$2,241/mo
Today · 4.125%
HK$86,839
baseline
▲ 0.50% · 4.625%
HK$91,417
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,678/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,217
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,178
−HK$3,009/mo
Today · 4.125%
HK$101,187
baseline
▲ 0.50% · 4.625%
HK$107,344
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,374/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,927
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,768
−HK$2,882/mo
Today · 4.125%
HK$111,650
baseline
▲ 0.50% · 4.625%
HK$117,536
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,300/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,928 · Scale 2, in force from 26 Feb 2026)