LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,900
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,545
−HK$1,672/mo
Today · 4.125%
HK$56,217
baseline
▲ 0.50% · 4.625%
HK$59,637
+HK$3,420/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,434/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,850
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,429
−HK$1,601/mo
Today · 4.125%
HK$62,030
baseline
▲ 0.50% · 4.625%
HK$65,299
+HK$3,269/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,060/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,479
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$2,006/mo
Today · 4.125%
HK$67,460
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,920/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,620
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,514
−HK$1,922/mo
Today · 4.125%
HK$74,436
baseline
▲ 0.50% · 4.625%
HK$78,359
+HK$3,923/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,872/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,059
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,363
−HK$2,341/mo
Today · 4.125%
HK$78,704
baseline
▲ 0.50% · 4.625%
HK$83,492
+HK$4,788/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,408/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,390
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,600
−HK$2,242/mo
Today · 4.125%
HK$86,842
baseline
▲ 0.50% · 4.625%
HK$91,419
+HK$4,577/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,684/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,219
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,181
−HK$3,009/mo
Today · 4.125%
HK$101,190
baseline
▲ 0.50% · 4.625%
HK$107,347
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,380/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,930
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,771
−HK$2,882/mo
Today · 4.125%
HK$111,653
baseline
▲ 0.50% · 4.625%
HK$117,539
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,306/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,956 · Scale 2, in force from 26 Feb 2026)