LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,900
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,545
−HK$1,672/mo
Today · 4.125%
HK$56,217
baseline
▲ 0.50% · 4.625%
HK$59,638
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,434/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,851
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,429
−HK$1,601/mo
Today · 4.125%
HK$62,030
baseline
▲ 0.50% · 4.625%
HK$65,300
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,060/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,480
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,454
−HK$2,007/mo
Today · 4.125%
HK$67,461
baseline
▲ 0.50% · 4.625%
HK$71,565
+HK$4,104/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,922/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,621
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,515
−HK$1,921/mo
Today · 4.125%
HK$74,436
baseline
▲ 0.50% · 4.625%
HK$78,360
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,872/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,060
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,364
−HK$2,340/mo
Today · 4.125%
HK$78,704
baseline
▲ 0.50% · 4.625%
HK$83,493
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,408/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,391
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,600
−HK$2,242/mo
Today · 4.125%
HK$86,842
baseline
▲ 0.50% · 4.625%
HK$91,420
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,684/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,220
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,182
−HK$3,009/mo
Today · 4.125%
HK$101,191
baseline
▲ 0.50% · 4.625%
HK$107,348
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,382/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,931
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,772
−HK$2,882/mo
Today · 4.125%
HK$111,654
baseline
▲ 0.50% · 4.625%
HK$117,540
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,308/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,962 · Scale 2, in force from 26 Feb 2026)