LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,902
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,547
−HK$1,672/mo
Today · 4.125%
HK$56,219
baseline
▲ 0.50% · 4.625%
HK$59,640
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,438/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,853
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,431
−HK$1,601/mo
Today · 4.125%
HK$62,032
baseline
▲ 0.50% · 4.625%
HK$65,302
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,064/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,482
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,457
−HK$2,006/mo
Today · 4.125%
HK$67,463
baseline
▲ 0.50% · 4.625%
HK$71,568
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,926/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,623
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,517
−HK$1,922/mo
Today · 4.125%
HK$74,439
baseline
▲ 0.50% · 4.625%
HK$78,363
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,878/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,063
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,366
−HK$2,341/mo
Today · 4.125%
HK$78,707
baseline
▲ 0.50% · 4.625%
HK$83,496
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,414/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,394
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,604
−HK$2,241/mo
Today · 4.125%
HK$86,845
baseline
▲ 0.50% · 4.625%
HK$91,423
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,690/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,223
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,185
−HK$3,010/mo
Today · 4.125%
HK$101,195
baseline
▲ 0.50% · 4.625%
HK$107,352
+HK$6,157/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,390/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,935
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,776
−HK$2,882/mo
Today · 4.125%
HK$111,658
baseline
▲ 0.50% · 4.625%
HK$117,544
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,316/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$985,999 · Scale 2, in force from 26 Feb 2026)