LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,904
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,550
−HK$1,672/mo
Today · 4.125%
HK$56,222
baseline
▲ 0.50% · 4.625%
HK$59,643
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,444/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,855
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,434
−HK$1,601/mo
Today · 4.125%
HK$62,035
baseline
▲ 0.50% · 4.625%
HK$65,305
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,070/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,460
−HK$2,006/mo
Today · 4.125%
HK$67,466
baseline
▲ 0.50% · 4.625%
HK$71,571
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,932/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,627
−HK$3,815/mo
▼ 0.25% · 3.875%
HK$72,521
−HK$1,921/mo
Today · 4.125%
HK$74,442
baseline
▲ 0.50% · 4.625%
HK$78,366
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,884/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,066
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,370
−HK$2,341/mo
Today · 4.125%
HK$78,711
baseline
▲ 0.50% · 4.625%
HK$83,500
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,422/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,398
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,608
−HK$2,241/mo
Today · 4.125%
HK$86,849
baseline
▲ 0.50% · 4.625%
HK$91,427
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,698/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,228
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,190
−HK$3,009/mo
Today · 4.125%
HK$101,199
baseline
▲ 0.50% · 4.625%
HK$107,357
+HK$6,158/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,398/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,940
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,781
−HK$2,882/mo
Today · 4.125%
HK$111,663
baseline
▲ 0.50% · 4.625%
HK$117,549
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,326/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,044 · Scale 2, in force from 26 Feb 2026)