LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,905
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,551
−HK$1,671/mo
Today · 4.125%
HK$56,222
baseline
▲ 0.50% · 4.625%
HK$59,643
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,444/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,856
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,435
−HK$1,601/mo
Today · 4.125%
HK$62,036
baseline
▲ 0.50% · 4.625%
HK$65,306
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,072/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,486
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,461
−HK$2,006/mo
Today · 4.125%
HK$67,467
baseline
▲ 0.50% · 4.625%
HK$71,572
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,934/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,627
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,522
−HK$1,921/mo
Today · 4.125%
HK$74,443
baseline
▲ 0.50% · 4.625%
HK$78,367
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,886/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,067
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,371
−HK$2,340/mo
Today · 4.125%
HK$78,711
baseline
▲ 0.50% · 4.625%
HK$83,501
+HK$4,790/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,422/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,399
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,608
−HK$2,242/mo
Today · 4.125%
HK$86,850
baseline
▲ 0.50% · 4.625%
HK$91,428
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,700/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,229
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,191
−HK$3,009/mo
Today · 4.125%
HK$101,200
baseline
▲ 0.50% · 4.625%
HK$107,358
+HK$6,158/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,400/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,941
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,782
−HK$2,883/mo
Today · 4.125%
HK$111,665
baseline
▲ 0.50% · 4.625%
HK$117,551
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,330/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,055 · Scale 2, in force from 26 Feb 2026)