LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,906
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,672/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,645
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,858
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,436
−HK$1,602/mo
Today · 4.125%
HK$62,038
baseline
▲ 0.50% · 4.625%
HK$65,308
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,076/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,488
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$65,462
−HK$2,007/mo
Today · 4.125%
HK$67,469
baseline
▲ 0.50% · 4.625%
HK$71,574
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,938/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,629
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,524
−HK$1,921/mo
Today · 4.125%
HK$74,445
baseline
▲ 0.50% · 4.625%
HK$78,369
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,890/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,069
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,373
−HK$2,341/mo
Today · 4.125%
HK$78,714
baseline
▲ 0.50% · 4.625%
HK$83,503
+HK$4,789/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,428/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,401
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,611
−HK$2,242/mo
Today · 4.125%
HK$86,853
baseline
▲ 0.50% · 4.625%
HK$91,431
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,706/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,231
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,194
−HK$3,009/mo
Today · 4.125%
HK$101,203
baseline
▲ 0.50% · 4.625%
HK$107,361
+HK$6,158/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,406/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,944
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,785
−HK$2,883/mo
Today · 4.125%
HK$111,668
baseline
▲ 0.50% · 4.625%
HK$117,554
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,336/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,082 · Scale 2, in force from 26 Feb 2026)