LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,909
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,554
−HK$1,673/mo
Today · 4.125%
HK$56,227
baseline
▲ 0.50% · 4.625%
HK$59,648
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,454/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,860
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,439
−HK$1,601/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,311
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,490
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,465
−HK$2,007/mo
Today · 4.125%
HK$67,472
baseline
▲ 0.50% · 4.625%
HK$71,577
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,944/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,632
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,527
−HK$1,922/mo
Today · 4.125%
HK$74,449
baseline
▲ 0.50% · 4.625%
HK$78,373
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,898/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,072
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,376
−HK$2,341/mo
Today · 4.125%
HK$78,717
baseline
▲ 0.50% · 4.625%
HK$83,507
+HK$4,790/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,434/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,405
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,615
−HK$2,242/mo
Today · 4.125%
HK$86,857
baseline
▲ 0.50% · 4.625%
HK$91,435
+HK$4,578/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,714/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,236
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,198
−HK$3,010/mo
Today · 4.125%
HK$101,208
baseline
▲ 0.50% · 4.625%
HK$107,366
+HK$6,158/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,416/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,949
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,790
−HK$2,883/mo
Today · 4.125%
HK$111,673
baseline
▲ 0.50% · 4.625%
HK$117,559
+HK$5,886/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,346/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,126 · Scale 2, in force from 26 Feb 2026)