LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,912
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,558
−HK$1,672/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,651
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,864
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,442
−HK$1,602/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,314
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,469
−HK$2,007/mo
Today · 4.125%
HK$67,476
baseline
▲ 0.50% · 4.625%
HK$71,581
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,952/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,636
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,531
−HK$1,922/mo
Today · 4.125%
HK$74,453
baseline
▲ 0.50% · 4.625%
HK$78,377
+HK$3,924/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,906/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,076
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,381
−HK$2,341/mo
Today · 4.125%
HK$78,722
baseline
▲ 0.50% · 4.625%
HK$83,512
+HK$4,790/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,444/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,409
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,619
−HK$2,242/mo
Today · 4.125%
HK$86,861
baseline
▲ 0.50% · 4.625%
HK$91,440
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,722/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,241
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,204
−HK$3,009/mo
Today · 4.125%
HK$101,213
baseline
▲ 0.50% · 4.625%
HK$107,372
+HK$6,159/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,426/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,955
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,796
−HK$2,883/mo
Today · 4.125%
HK$111,679
baseline
▲ 0.50% · 4.625%
HK$117,566
+HK$5,887/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,358/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,181 · Scale 2, in force from 26 Feb 2026)