LTV · monthly repayment
▼ 0.50% · 3.625%
HK$529,118
−HK$33,180/mo
▼ 0.25% · 3.875%
HK$545,576
−HK$16,722/mo
Today · 4.125%
HK$562,298
baseline
▲ 0.50% · 4.625%
HK$596,512
+HK$34,214/mo
Deposit HK$116.02M · loan HK$116.02M · min. income ≈ HK$1,124,596/mo (50% DSR)
Upfront cash ≈ HK$131.10M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$588,638
−HK$31,802/mo
▼ 0.25% · 3.875%
HK$604,425
−HK$16,015/mo
Today · 4.125%
HK$620,440
baseline
▲ 0.50% · 4.625%
HK$653,145
+HK$32,705/mo
Deposit HK$116.02M · loan HK$116.02M · min. income ≈ HK$1,240,880/mo (50% DSR)
Upfront cash ≈ HK$131.10M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$634,941
−HK$39,817/mo
▼ 0.25% · 3.875%
HK$654,691
−HK$20,067/mo
Today · 4.125%
HK$674,758
baseline
▲ 0.50% · 4.625%
HK$715,815
+HK$41,057/mo
Deposit HK$92.82M · loan HK$139.23M · min. income ≈ HK$1,349,516/mo (50% DSR)
Upfront cash ≈ HK$107.90M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$706,366
−HK$38,162/mo
▼ 0.25% · 3.875%
HK$725,310
−HK$19,218/mo
Today · 4.125%
HK$744,528
baseline
▲ 0.50% · 4.625%
HK$783,773
+HK$39,245/mo
Deposit HK$92.82M · loan HK$139.23M · min. income ≈ HK$1,489,056/mo (50% DSR)
Upfront cash ≈ HK$107.90M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$740,765
−HK$46,452/mo
▼ 0.25% · 3.875%
HK$763,807
−HK$23,410/mo
Today · 4.125%
HK$787,217
baseline
▲ 0.50% · 4.625%
HK$835,117
+HK$47,900/mo
Deposit HK$69.61M · loan HK$162.43M · min. income ≈ HK$1,574,434/mo (50% DSR)
Upfront cash ≈ HK$84.70M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$824,093
−HK$44,523/mo
▼ 0.25% · 3.875%
HK$846,195
−HK$22,421/mo
Today · 4.125%
HK$868,616
baseline
▲ 0.50% · 4.625%
HK$914,402
+HK$45,786/mo
Deposit HK$69.61M · loan HK$162.43M · min. income ≈ HK$1,737,232/mo (50% DSR)
Upfront cash ≈ HK$84.70M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$952,412
−HK$59,724/mo
▼ 0.25% · 3.875%
HK$982,037
−HK$30,099/mo
Today · 4.125%
HK$1,012,136
baseline
▲ 0.50% · 4.625%
HK$1,073,722
+HK$61,586/mo
Deposit HK$23.20M · loan HK$208.84M · min. income ≈ HK$2,024,272/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,059,548
−HK$57,245/mo
▼ 0.25% · 3.875%
HK$1,087,965
−HK$28,828/mo
Today · 4.125%
HK$1,116,793
baseline
▲ 0.50% · 4.625%
HK$1,175,660
+HK$58,867/mo
Deposit HK$23.20M · loan HK$208.84M · min. income ≈ HK$2,233,586/mo (50% DSR)
Upfront cash ≈ HK$38.29M (deposit + AVD stamp duty HK$15,082,797 · Scale 2, in force from 26 Feb 2026)