LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,914
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,672/mo
Today · 4.125%
HK$56,232
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,464/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,866
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,445
−HK$1,602/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,317
+HK$3,270/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,497
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,472
−HK$2,007/mo
Today · 4.125%
HK$67,479
baseline
▲ 0.50% · 4.625%
HK$71,584
+HK$4,105/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,958/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,640
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,534
−HK$1,922/mo
Today · 4.125%
HK$74,456
baseline
▲ 0.50% · 4.625%
HK$78,381
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,912/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,080
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,384
−HK$2,341/mo
Today · 4.125%
HK$78,725
baseline
▲ 0.50% · 4.625%
HK$83,515
+HK$4,790/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,450/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,413
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,623
−HK$2,242/mo
Today · 4.125%
HK$86,865
baseline
▲ 0.50% · 4.625%
HK$91,444
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,730/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,245
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,208
−HK$3,010/mo
Today · 4.125%
HK$101,218
baseline
▲ 0.50% · 4.625%
HK$107,377
+HK$6,159/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$202,436/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,959
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,801
−HK$2,883/mo
Today · 4.125%
HK$111,684
baseline
▲ 0.50% · 4.625%
HK$117,571
+HK$5,887/mo
Deposit HK$2.32M · loan HK$20.88M · min. income ≈ HK$223,368/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,225 · Scale 2, in force from 26 Feb 2026)