LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,915
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,561
−HK$1,673/mo
Today · 4.125%
HK$56,234
baseline
▲ 0.50% · 4.625%
HK$59,655
+HK$3,421/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,468/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,868
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,601/mo
Today · 4.125%
HK$62,048
baseline
▲ 0.50% · 4.625%
HK$65,319
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,096/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,498
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$2,006/mo
Today · 4.125%
HK$67,480
baseline
▲ 0.50% · 4.625%
HK$71,586
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,960/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,641
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,536
−HK$1,922/mo
Today · 4.125%
HK$74,458
baseline
▲ 0.50% · 4.625%
HK$78,383
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,916/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,081
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,386
−HK$2,341/mo
Today · 4.125%
HK$78,727
baseline
▲ 0.50% · 4.625%
HK$83,517
+HK$4,790/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,454/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,415
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,625
−HK$2,242/mo
Today · 4.125%
HK$86,867
baseline
▲ 0.50% · 4.625%
HK$91,446
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,734/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,248
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,210
−HK$3,010/mo
Today · 4.125%
HK$101,220
baseline
▲ 0.50% · 4.625%
HK$107,379
+HK$6,159/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,440/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,962
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,804
−HK$2,883/mo
Today · 4.125%
HK$111,687
baseline
▲ 0.50% · 4.625%
HK$117,574
+HK$5,887/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,374/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,249 · Scale 2, in force from 26 Feb 2026)