LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,917
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,563
−HK$1,672/mo
Today · 4.125%
HK$56,235
baseline
▲ 0.50% · 4.625%
HK$59,657
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,470/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,869
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,448
−HK$1,602/mo
Today · 4.125%
HK$62,050
baseline
▲ 0.50% · 4.625%
HK$65,321
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,100/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,500
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,475
−HK$2,007/mo
Today · 4.125%
HK$67,482
baseline
▲ 0.50% · 4.625%
HK$71,588
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,964/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,643
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,538
−HK$1,922/mo
Today · 4.125%
HK$74,460
baseline
▲ 0.50% · 4.625%
HK$78,385
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,920/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,084
−HK$4,645/mo
▼ 0.25% · 3.875%
HK$76,388
−HK$2,341/mo
Today · 4.125%
HK$78,729
baseline
▲ 0.50% · 4.625%
HK$83,520
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$157,458/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,417
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,628
−HK$2,242/mo
Today · 4.125%
HK$86,870
baseline
▲ 0.50% · 4.625%
HK$91,449
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.24M · min. income ≈ HK$173,740/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,250
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,213
−HK$3,010/mo
Today · 4.125%
HK$101,223
baseline
▲ 0.50% · 4.625%
HK$107,383
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,446/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,965
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,807
−HK$2,883/mo
Today · 4.125%
HK$111,690
baseline
▲ 0.50% · 4.625%
HK$117,577
+HK$5,887/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,380/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,279 · Scale 2, in force from 26 Feb 2026)