LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,919
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,565
−HK$1,672/mo
Today · 4.125%
HK$56,237
baseline
▲ 0.50% · 4.625%
HK$59,659
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,474/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,872
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,450
−HK$1,602/mo
Today · 4.125%
HK$62,052
baseline
▲ 0.50% · 4.625%
HK$65,323
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,104/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,502
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$2,007/mo
Today · 4.125%
HK$67,485
baseline
▲ 0.50% · 4.625%
HK$71,591
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,970/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,646
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,541
−HK$1,922/mo
Today · 4.125%
HK$74,463
baseline
▲ 0.50% · 4.625%
HK$78,388
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,926/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,086
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,391
−HK$2,341/mo
Today · 4.125%
HK$78,732
baseline
▲ 0.50% · 4.625%
HK$83,523
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,464/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,420
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,631
−HK$2,242/mo
Today · 4.125%
HK$86,873
baseline
▲ 0.50% · 4.625%
HK$91,452
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,746/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,254
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,217
−HK$3,010/mo
Today · 4.125%
HK$101,227
baseline
▲ 0.50% · 4.625%
HK$107,386
+HK$6,159/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,454/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,969
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,811
−HK$2,883/mo
Today · 4.125%
HK$111,694
baseline
▲ 0.50% · 4.625%
HK$117,582
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,388/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,313 · Scale 2, in force from 26 Feb 2026)