LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,919
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,565
−HK$1,673/mo
Today · 4.125%
HK$56,238
baseline
▲ 0.50% · 4.625%
HK$59,660
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,476/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,872
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,451
−HK$1,602/mo
Today · 4.125%
HK$62,053
baseline
▲ 0.50% · 4.625%
HK$65,324
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,106/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,503
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$2,007/mo
Today · 4.125%
HK$67,485
baseline
▲ 0.50% · 4.625%
HK$71,592
+HK$4,107/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,970/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,647
−HK$3,816/mo
▼ 0.25% · 3.875%
HK$72,541
−HK$1,922/mo
Today · 4.125%
HK$74,463
baseline
▲ 0.50% · 4.625%
HK$78,389
+HK$3,926/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,926/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,087
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,392
−HK$2,341/mo
Today · 4.125%
HK$78,733
baseline
▲ 0.50% · 4.625%
HK$83,524
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,466/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,421
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,632
−HK$2,242/mo
Today · 4.125%
HK$86,874
baseline
▲ 0.50% · 4.625%
HK$91,453
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,748/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,255
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,218
−HK$3,010/mo
Today · 4.125%
HK$101,228
baseline
▲ 0.50% · 4.625%
HK$107,388
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,456/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,970
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,812
−HK$2,883/mo
Today · 4.125%
HK$111,695
baseline
▲ 0.50% · 4.625%
HK$117,583
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,390/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,324 · Scale 2, in force from 26 Feb 2026)