LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,920
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,566
−HK$1,673/mo
Today · 4.125%
HK$56,239
baseline
▲ 0.50% · 4.625%
HK$59,661
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,478/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,452
−HK$1,602/mo
Today · 4.125%
HK$62,054
baseline
▲ 0.50% · 4.625%
HK$65,325
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,108/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,504
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,480
−HK$2,007/mo
Today · 4.125%
HK$67,487
baseline
▲ 0.50% · 4.625%
HK$71,593
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,974/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,648
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,543
−HK$1,922/mo
Today · 4.125%
HK$74,465
baseline
▲ 0.50% · 4.625%
HK$78,390
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,930/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,088
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,393
−HK$2,341/mo
Today · 4.125%
HK$78,734
baseline
▲ 0.50% · 4.625%
HK$83,525
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,468/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,423
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,633
−HK$2,243/mo
Today · 4.125%
HK$86,876
baseline
▲ 0.50% · 4.625%
HK$91,455
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,752/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,257
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,220
−HK$3,010/mo
Today · 4.125%
HK$101,230
baseline
▲ 0.50% · 4.625%
HK$107,390
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,460/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,972
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,814
−HK$2,883/mo
Today · 4.125%
HK$111,697
baseline
▲ 0.50% · 4.625%
HK$117,585
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,394/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,342 · Scale 2, in force from 26 Feb 2026)