LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,921
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,567
−HK$1,672/mo
Today · 4.125%
HK$56,239
baseline
▲ 0.50% · 4.625%
HK$59,661
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,478/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,874
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,453
−HK$1,602/mo
Today · 4.125%
HK$62,055
baseline
▲ 0.50% · 4.625%
HK$65,326
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,110/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,505
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$65,480
−HK$2,007/mo
Today · 4.125%
HK$67,487
baseline
▲ 0.50% · 4.625%
HK$71,594
+HK$4,107/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$134,974/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,649
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,543
−HK$1,923/mo
Today · 4.125%
HK$74,466
baseline
▲ 0.50% · 4.625%
HK$78,391
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.92M · min. income ≈ HK$148,932/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,089
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,394
−HK$2,341/mo
Today · 4.125%
HK$78,735
baseline
▲ 0.50% · 4.625%
HK$83,526
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,470/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,423
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,634
−HK$2,242/mo
Today · 4.125%
HK$86,876
baseline
▲ 0.50% · 4.625%
HK$91,456
+HK$4,580/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,752/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,257
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,220
−HK$3,011/mo
Today · 4.125%
HK$101,231
baseline
▲ 0.50% · 4.625%
HK$107,391
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,462/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,973
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,815
−HK$2,883/mo
Today · 4.125%
HK$111,698
baseline
▲ 0.50% · 4.625%
HK$117,586
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,396/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,352 · Scale 2, in force from 26 Feb 2026)