LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,922
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,568
−HK$1,673/mo
Today · 4.125%
HK$56,241
baseline
▲ 0.50% · 4.625%
HK$59,663
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,482/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,875
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,454
−HK$1,602/mo
Today · 4.125%
HK$62,056
baseline
▲ 0.50% · 4.625%
HK$65,327
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,112/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,506
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,482
−HK$2,007/mo
Today · 4.125%
HK$67,489
baseline
▲ 0.50% · 4.625%
HK$71,595
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$134,978/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,650
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,545
−HK$1,922/mo
Today · 4.125%
HK$74,467
baseline
▲ 0.50% · 4.625%
HK$78,393
+HK$3,926/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$148,934/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,091
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,396
−HK$2,341/mo
Today · 4.125%
HK$78,737
baseline
▲ 0.50% · 4.625%
HK$83,528
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,474/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,425
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,636
−HK$2,243/mo
Today · 4.125%
HK$86,879
baseline
▲ 0.50% · 4.625%
HK$91,458
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,758/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,260
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,223
−HK$3,010/mo
Today · 4.125%
HK$101,233
baseline
▲ 0.50% · 4.625%
HK$107,393
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,466/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,975
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,818
−HK$2,883/mo
Today · 4.125%
HK$111,701
baseline
▲ 0.50% · 4.625%
HK$117,589
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,402/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,375 · Scale 2, in force from 26 Feb 2026)