LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,923
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,570
−HK$1,672/mo
Today · 4.125%
HK$56,242
baseline
▲ 0.50% · 4.625%
HK$59,664
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,484/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,877
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,456
−HK$1,602/mo
Today · 4.125%
HK$62,058
baseline
▲ 0.50% · 4.625%
HK$65,329
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,116/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,508
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,484
−HK$2,007/mo
Today · 4.125%
HK$67,491
baseline
▲ 0.50% · 4.625%
HK$71,597
+HK$4,106/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$134,982/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,652
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$1,922/mo
Today · 4.125%
HK$74,469
baseline
▲ 0.50% · 4.625%
HK$78,395
+HK$3,926/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$148,938/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,093
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,397
−HK$2,342/mo
Today · 4.125%
HK$78,739
baseline
▲ 0.50% · 4.625%
HK$83,530
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,478/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,427
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,638
−HK$2,243/mo
Today · 4.125%
HK$86,881
baseline
▲ 0.50% · 4.625%
HK$91,460
+HK$4,579/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,762/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,262
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,225
−HK$3,011/mo
Today · 4.125%
HK$101,236
baseline
▲ 0.50% · 4.625%
HK$107,396
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,472/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,978
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,820
−HK$2,884/mo
Today · 4.125%
HK$111,704
baseline
▲ 0.50% · 4.625%
HK$117,592
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,408/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,400 · Scale 2, in force from 26 Feb 2026)