LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,924
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,570
−HK$1,673/mo
Today · 4.125%
HK$56,243
baseline
▲ 0.50% · 4.625%
HK$59,665
+HK$3,422/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$112,486/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,877
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,456
−HK$1,602/mo
Today · 4.125%
HK$62,058
baseline
▲ 0.50% · 4.625%
HK$65,329
+HK$3,271/mo
Deposit HK$11.60M · loan HK$11.60M · min. income ≈ HK$124,116/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,508
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,484
−HK$2,007/mo
Today · 4.125%
HK$67,491
baseline
▲ 0.50% · 4.625%
HK$71,598
+HK$4,107/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$134,982/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,653
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,547
−HK$1,923/mo
Today · 4.125%
HK$74,470
baseline
▲ 0.50% · 4.625%
HK$78,395
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$148,940/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,093
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,398
−HK$2,342/mo
Today · 4.125%
HK$78,740
baseline
▲ 0.50% · 4.625%
HK$83,531
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,480/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,428
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,639
−HK$2,242/mo
Today · 4.125%
HK$86,881
baseline
▲ 0.50% · 4.625%
HK$91,461
+HK$4,580/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,762/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,263
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$3,011/mo
Today · 4.125%
HK$101,237
baseline
▲ 0.50% · 4.625%
HK$107,397
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,474/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,979
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,821
−HK$2,884/mo
Today · 4.125%
HK$111,705
baseline
▲ 0.50% · 4.625%
HK$117,593
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,410/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,407 · Scale 2, in force from 26 Feb 2026)