LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,928
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,574
−HK$1,673/mo
Today · 4.125%
HK$56,247
baseline
▲ 0.50% · 4.625%
HK$59,670
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,494/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,882
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,461
−HK$1,602/mo
Today · 4.125%
HK$62,063
baseline
▲ 0.50% · 4.625%
HK$65,335
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,126/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,514
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,489
−HK$2,008/mo
Today · 4.125%
HK$67,497
baseline
▲ 0.50% · 4.625%
HK$71,604
+HK$4,107/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$134,994/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,658
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,553
−HK$1,923/mo
Today · 4.125%
HK$74,476
baseline
▲ 0.50% · 4.625%
HK$78,401
+HK$3,925/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$148,952/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,099
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,404
−HK$2,342/mo
Today · 4.125%
HK$78,746
baseline
▲ 0.50% · 4.625%
HK$83,537
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,492/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,435
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,646
−HK$2,242/mo
Today · 4.125%
HK$86,888
baseline
▲ 0.50% · 4.625%
HK$91,468
+HK$4,580/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,776/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,270
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,234
−HK$3,011/mo
Today · 4.125%
HK$101,245
baseline
▲ 0.50% · 4.625%
HK$107,405
+HK$6,160/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,490/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,987
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,830
−HK$2,884/mo
Today · 4.125%
HK$111,714
baseline
▲ 0.50% · 4.625%
HK$117,602
+HK$5,888/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,428/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,487 · Scale 2, in force from 26 Feb 2026)