LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,930
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,576
−HK$1,673/mo
Today · 4.125%
HK$56,249
baseline
▲ 0.50% · 4.625%
HK$59,671
+HK$3,422/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,498/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,884
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,463
−HK$1,602/mo
Today · 4.125%
HK$62,065
baseline
▲ 0.50% · 4.625%
HK$65,337
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,130/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,516
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,491
−HK$2,008/mo
Today · 4.125%
HK$67,499
baseline
▲ 0.50% · 4.625%
HK$71,606
+HK$4,107/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$134,998/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,660
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,556
−HK$1,922/mo
Today · 4.125%
HK$74,478
baseline
▲ 0.50% · 4.625%
HK$78,404
+HK$3,926/mo
Deposit HK$9.28M · loan HK$13.93M · min. income ≈ HK$148,956/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,102
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,407
−HK$2,341/mo
Today · 4.125%
HK$78,748
baseline
▲ 0.50% · 4.625%
HK$83,540
+HK$4,792/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,496/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,437
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,648
−HK$2,243/mo
Today · 4.125%
HK$86,891
baseline
▲ 0.50% · 4.625%
HK$91,471
+HK$4,580/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,782/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,273
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,237
−HK$3,011/mo
Today · 4.125%
HK$101,248
baseline
▲ 0.50% · 4.625%
HK$107,409
+HK$6,161/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,496/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,991
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,833
−HK$2,884/mo
Today · 4.125%
HK$111,717
baseline
▲ 0.50% · 4.625%
HK$117,606
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,434/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,517 · Scale 2, in force from 26 Feb 2026)