LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,930
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,577
−HK$1,673/mo
Today · 4.125%
HK$56,250
baseline
▲ 0.50% · 4.625%
HK$59,672
+HK$3,422/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,500/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,885
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,464
−HK$1,602/mo
Today · 4.125%
HK$62,066
baseline
▲ 0.50% · 4.625%
HK$65,338
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,132/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,517
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,492
−HK$2,008/mo
Today · 4.125%
HK$67,500
baseline
▲ 0.50% · 4.625%
HK$71,607
+HK$4,107/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,000/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,662
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,557
−HK$1,922/mo
Today · 4.125%
HK$74,479
baseline
▲ 0.50% · 4.625%
HK$78,405
+HK$3,926/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,958/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,103
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,408
−HK$2,342/mo
Today · 4.125%
HK$78,750
baseline
▲ 0.50% · 4.625%
HK$83,541
+HK$4,791/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,500/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,438
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,649
−HK$2,243/mo
Today · 4.125%
HK$86,892
baseline
▲ 0.50% · 4.625%
HK$91,473
+HK$4,581/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,784/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,275
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,238
−HK$3,011/mo
Today · 4.125%
HK$101,249
baseline
▲ 0.50% · 4.625%
HK$107,410
+HK$6,161/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,498/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,992
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,835
−HK$2,884/mo
Today · 4.125%
HK$111,719
baseline
▲ 0.50% · 4.625%
HK$117,608
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,438/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,532 · Scale 2, in force from 26 Feb 2026)