LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,932
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,578
−HK$1,673/mo
Today · 4.125%
HK$56,251
baseline
▲ 0.50% · 4.625%
HK$59,674
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,502/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,886
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,465
−HK$1,602/mo
Today · 4.125%
HK$62,067
baseline
▲ 0.50% · 4.625%
HK$65,339
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,134/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,518
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,494
−HK$2,007/mo
Today · 4.125%
HK$67,501
baseline
▲ 0.50% · 4.625%
HK$71,608
+HK$4,107/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,002/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,663
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,558
−HK$1,923/mo
Today · 4.125%
HK$74,481
baseline
▲ 0.50% · 4.625%
HK$78,407
+HK$3,926/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,962/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,104
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,409
−HK$2,342/mo
Today · 4.125%
HK$78,751
baseline
▲ 0.50% · 4.625%
HK$83,543
+HK$4,792/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,502/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,440
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,243/mo
Today · 4.125%
HK$86,894
baseline
▲ 0.50% · 4.625%
HK$91,475
+HK$4,581/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,788/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,277
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,241
−HK$3,011/mo
Today · 4.125%
HK$101,252
baseline
▲ 0.50% · 4.625%
HK$107,413
+HK$6,161/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,504/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,995
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,837
−HK$2,884/mo
Today · 4.125%
HK$111,721
baseline
▲ 0.50% · 4.625%
HK$117,610
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,442/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,555 · Scale 2, in force from 26 Feb 2026)