LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,933
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,579
−HK$1,673/mo
Today · 4.125%
HK$56,252
baseline
▲ 0.50% · 4.625%
HK$59,675
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,504/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,887
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,467
−HK$1,602/mo
Today · 4.125%
HK$62,069
baseline
▲ 0.50% · 4.625%
HK$65,340
+HK$3,271/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,138/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,519
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,495
−HK$2,008/mo
Today · 4.125%
HK$67,503
baseline
▲ 0.50% · 4.625%
HK$71,610
+HK$4,107/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,006/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,665
−HK$3,817/mo
▼ 0.25% · 3.875%
HK$72,560
−HK$1,922/mo
Today · 4.125%
HK$74,482
baseline
▲ 0.50% · 4.625%
HK$78,409
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,964/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,106
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,411
−HK$2,342/mo
Today · 4.125%
HK$78,753
baseline
▲ 0.50% · 4.625%
HK$83,545
+HK$4,792/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,506/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,442
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,653
−HK$2,243/mo
Today · 4.125%
HK$86,896
baseline
▲ 0.50% · 4.625%
HK$91,477
+HK$4,581/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,792/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,279
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,243
−HK$3,011/mo
Today · 4.125%
HK$101,254
baseline
▲ 0.50% · 4.625%
HK$107,415
+HK$6,161/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,508/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,997
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,840
−HK$2,884/mo
Today · 4.125%
HK$111,724
baseline
▲ 0.50% · 4.625%
HK$117,613
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,448/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,575 · Scale 2, in force from 26 Feb 2026)