LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,934
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,672/mo
Today · 4.125%
HK$56,253
baseline
▲ 0.50% · 4.625%
HK$59,676
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,506/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,468
−HK$1,602/mo
Today · 4.125%
HK$62,070
baseline
▲ 0.50% · 4.625%
HK$65,342
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,140/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,521
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,497
−HK$2,007/mo
Today · 4.125%
HK$67,504
baseline
▲ 0.50% · 4.625%
HK$71,612
+HK$4,108/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,008/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,666
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,561
−HK$1,923/mo
Today · 4.125%
HK$74,484
baseline
▲ 0.50% · 4.625%
HK$78,410
+HK$3,926/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,968/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,108
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,413
−HK$2,342/mo
Today · 4.125%
HK$78,755
baseline
▲ 0.50% · 4.625%
HK$83,547
+HK$4,792/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,510/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,444
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,655
−HK$2,243/mo
Today · 4.125%
HK$86,898
baseline
▲ 0.50% · 4.625%
HK$91,479
+HK$4,581/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,796/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,281
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,245
−HK$3,011/mo
Today · 4.125%
HK$101,256
baseline
▲ 0.50% · 4.625%
HK$107,417
+HK$6,161/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,512/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,999
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,842
−HK$2,884/mo
Today · 4.125%
HK$111,726
baseline
▲ 0.50% · 4.625%
HK$117,615
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,452/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,597 · Scale 2, in force from 26 Feb 2026)