LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,937
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,583
−HK$1,673/mo
Today · 4.125%
HK$56,256
baseline
▲ 0.50% · 4.625%
HK$59,679
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,512/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,891
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,602/mo
Today · 4.125%
HK$62,073
baseline
▲ 0.50% · 4.625%
HK$65,345
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,146/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,500
−HK$2,007/mo
Today · 4.125%
HK$67,507
baseline
▲ 0.50% · 4.625%
HK$71,615
+HK$4,108/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,014/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,670
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,565
−HK$1,923/mo
Today · 4.125%
HK$74,488
baseline
▲ 0.50% · 4.625%
HK$78,414
+HK$3,926/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,976/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,111
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,417
−HK$2,342/mo
Today · 4.125%
HK$78,759
baseline
▲ 0.50% · 4.625%
HK$83,551
+HK$4,792/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$157,518/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,448
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,659
−HK$2,243/mo
Today · 4.125%
HK$86,902
baseline
▲ 0.50% · 4.625%
HK$91,483
+HK$4,581/mo
Deposit HK$6.96M · loan HK$16.25M · min. income ≈ HK$173,804/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,286
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,250
−HK$3,011/mo
Today · 4.125%
HK$101,261
baseline
▲ 0.50% · 4.625%
HK$107,423
+HK$6,162/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$202,522/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,005
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,848
−HK$2,884/mo
Today · 4.125%
HK$111,732
baseline
▲ 0.50% · 4.625%
HK$117,621
+HK$5,889/mo
Deposit HK$2.32M · loan HK$20.89M · min. income ≈ HK$223,464/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,646 · Scale 2, in force from 26 Feb 2026)