LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,940
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,587
−HK$1,673/mo
Today · 4.125%
HK$56,260
baseline
▲ 0.50% · 4.625%
HK$59,684
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,520/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,896
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,475
−HK$1,603/mo
Today · 4.125%
HK$62,078
baseline
▲ 0.50% · 4.625%
HK$65,350
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,156/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,529
−HK$3,983/mo
▼ 0.25% · 3.875%
HK$65,505
−HK$2,007/mo
Today · 4.125%
HK$67,512
baseline
▲ 0.50% · 4.625%
HK$71,620
+HK$4,108/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,024/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,675
−HK$3,818/mo
▼ 0.25% · 3.875%
HK$72,570
−HK$1,923/mo
Today · 4.125%
HK$74,493
baseline
▲ 0.50% · 4.625%
HK$78,420
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,986/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,117
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,422
−HK$2,342/mo
Today · 4.125%
HK$78,764
baseline
▲ 0.50% · 4.625%
HK$83,557
+HK$4,793/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$157,528/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,454
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,665
−HK$2,244/mo
Today · 4.125%
HK$86,909
baseline
▲ 0.50% · 4.625%
HK$91,490
+HK$4,581/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$173,818/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,293
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,257
−HK$3,011/mo
Today · 4.125%
HK$101,268
baseline
▲ 0.50% · 4.625%
HK$107,430
+HK$6,162/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,536/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,012
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,855
−HK$2,885/mo
Today · 4.125%
HK$111,740
baseline
▲ 0.50% · 4.625%
HK$117,630
+HK$5,890/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,480/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,718 · Scale 2, in force from 26 Feb 2026)