LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,943
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,590
−HK$1,673/mo
Today · 4.125%
HK$56,263
baseline
▲ 0.50% · 4.625%
HK$59,686
+HK$3,423/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,526/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,899
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,478
−HK$1,603/mo
Today · 4.125%
HK$62,081
baseline
▲ 0.50% · 4.625%
HK$65,353
+HK$3,272/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,162/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,532
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,508
−HK$2,008/mo
Today · 4.125%
HK$67,516
baseline
▲ 0.50% · 4.625%
HK$71,624
+HK$4,108/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,032/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,678
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,574
−HK$1,923/mo
Today · 4.125%
HK$74,497
baseline
▲ 0.50% · 4.625%
HK$78,424
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$148,994/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,120
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,426
−HK$2,342/mo
Today · 4.125%
HK$78,768
baseline
▲ 0.50% · 4.625%
HK$83,561
+HK$4,793/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$157,536/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,458
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,669
−HK$2,244/mo
Today · 4.125%
HK$86,913
baseline
▲ 0.50% · 4.625%
HK$91,494
+HK$4,581/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$173,826/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,297
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,262
−HK$3,011/mo
Today · 4.125%
HK$101,273
baseline
▲ 0.50% · 4.625%
HK$107,436
+HK$6,163/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,546/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,017
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,861
−HK$2,884/mo
Today · 4.125%
HK$111,745
baseline
▲ 0.50% · 4.625%
HK$117,635
+HK$5,890/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,490/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,765 · Scale 2, in force from 26 Feb 2026)