LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,948
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,595
−HK$1,673/mo
Today · 4.125%
HK$56,268
baseline
▲ 0.50% · 4.625%
HK$59,692
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,536/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,904
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,483
−HK$1,603/mo
Today · 4.125%
HK$62,086
baseline
▲ 0.50% · 4.625%
HK$65,359
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,172/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,537
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,513
−HK$2,008/mo
Today · 4.125%
HK$67,521
baseline
▲ 0.50% · 4.625%
HK$71,630
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,042/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,684
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,580
−HK$1,923/mo
Today · 4.125%
HK$74,503
baseline
▲ 0.50% · 4.625%
HK$78,430
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,006/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,127
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,432
−HK$2,343/mo
Today · 4.125%
HK$78,775
baseline
▲ 0.50% · 4.625%
HK$83,568
+HK$4,793/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$157,550/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,465
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,677
−HK$2,243/mo
Today · 4.125%
HK$86,920
baseline
▲ 0.50% · 4.625%
HK$91,502
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$173,840/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,306
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,270
−HK$3,012/mo
Today · 4.125%
HK$101,282
baseline
▲ 0.50% · 4.625%
HK$107,445
+HK$6,163/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,564/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,027
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,870
−HK$2,885/mo
Today · 4.125%
HK$111,755
baseline
▲ 0.50% · 4.625%
HK$117,646
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,510/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,851 · Scale 2, in force from 26 Feb 2026)