LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,948
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,595
−HK$1,673/mo
Today · 4.125%
HK$56,268
baseline
▲ 0.50% · 4.625%
HK$59,692
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,536/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,904
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,484
−HK$1,602/mo
Today · 4.125%
HK$62,086
baseline
▲ 0.50% · 4.625%
HK$65,359
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,172/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,537
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,514
−HK$2,008/mo
Today · 4.125%
HK$67,522
baseline
▲ 0.50% · 4.625%
HK$71,630
+HK$4,108/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,044/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,685
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,580
−HK$1,924/mo
Today · 4.125%
HK$74,504
baseline
▲ 0.50% · 4.625%
HK$78,431
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,008/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,127
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,433
−HK$2,342/mo
Today · 4.125%
HK$78,775
baseline
▲ 0.50% · 4.625%
HK$83,569
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$157,550/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,465
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,677
−HK$2,244/mo
Today · 4.125%
HK$86,921
baseline
▲ 0.50% · 4.625%
HK$91,503
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.25M · min. income ≈ HK$173,842/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,306
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,271
−HK$3,012/mo
Today · 4.125%
HK$101,283
baseline
▲ 0.50% · 4.625%
HK$107,445
+HK$6,162/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,566/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,027
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,871
−HK$2,884/mo
Today · 4.125%
HK$111,755
baseline
▲ 0.50% · 4.625%
HK$117,646
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,510/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,855 · Scale 2, in force from 26 Feb 2026)