LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,952
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,673/mo
Today · 4.125%
HK$56,273
baseline
▲ 0.50% · 4.625%
HK$59,697
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,546/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,909
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,489
−HK$1,603/mo
Today · 4.125%
HK$62,092
baseline
▲ 0.50% · 4.625%
HK$65,365
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,184/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,543
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,519
−HK$2,009/mo
Today · 4.125%
HK$67,528
baseline
▲ 0.50% · 4.625%
HK$71,637
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,056/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,691
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,587
−HK$1,923/mo
Today · 4.125%
HK$74,510
baseline
▲ 0.50% · 4.625%
HK$78,438
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,020/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,133
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,439
−HK$2,343/mo
Today · 4.125%
HK$78,782
baseline
▲ 0.50% · 4.625%
HK$83,576
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,564/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,473
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,685
−HK$2,243/mo
Today · 4.125%
HK$86,928
baseline
▲ 0.50% · 4.625%
HK$91,511
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,856/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,314
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,279
−HK$3,012/mo
Today · 4.125%
HK$101,291
baseline
▲ 0.50% · 4.625%
HK$107,455
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,582/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,036
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,880
−HK$2,885/mo
Today · 4.125%
HK$111,765
baseline
▲ 0.50% · 4.625%
HK$117,656
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,530/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,942 · Scale 2, in force from 26 Feb 2026)