LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,953
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,674/mo
Today · 4.125%
HK$56,274
baseline
▲ 0.50% · 4.625%
HK$59,698
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,548/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,910
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,490
−HK$1,602/mo
Today · 4.125%
HK$62,092
baseline
▲ 0.50% · 4.625%
HK$65,365
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,184/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,544
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,520
−HK$2,008/mo
Today · 4.125%
HK$67,528
baseline
▲ 0.50% · 4.625%
HK$71,637
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,056/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,692
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,588
−HK$1,923/mo
Today · 4.125%
HK$74,511
baseline
▲ 0.50% · 4.625%
HK$78,438
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,022/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,134
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,440
−HK$2,343/mo
Today · 4.125%
HK$78,783
baseline
▲ 0.50% · 4.625%
HK$83,577
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,566/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,474
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,685
−HK$2,244/mo
Today · 4.125%
HK$86,929
baseline
▲ 0.50% · 4.625%
HK$91,511
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,858/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,315
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,280
−HK$3,012/mo
Today · 4.125%
HK$101,292
baseline
▲ 0.50% · 4.625%
HK$107,456
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,584/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,037
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,881
−HK$2,885/mo
Today · 4.125%
HK$111,766
baseline
▲ 0.50% · 4.625%
HK$117,658
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,532/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,952 · Scale 2, in force from 26 Feb 2026)