LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,953
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,673/mo
Today · 4.125%
HK$56,274
baseline
▲ 0.50% · 4.625%
HK$59,698
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,548/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,910
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,490
−HK$1,603/mo
Today · 4.125%
HK$62,093
baseline
▲ 0.50% · 4.625%
HK$65,366
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,186/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,544
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,521
−HK$2,008/mo
Today · 4.125%
HK$67,529
baseline
▲ 0.50% · 4.625%
HK$71,638
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,058/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,692
−HK$3,820/mo
▼ 0.25% · 3.875%
HK$72,588
−HK$1,924/mo
Today · 4.125%
HK$74,512
baseline
▲ 0.50% · 4.625%
HK$78,439
+HK$3,927/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,024/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,135
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,441
−HK$2,343/mo
Today · 4.125%
HK$78,784
baseline
▲ 0.50% · 4.625%
HK$83,578
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,568/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,474
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,686
−HK$2,244/mo
Today · 4.125%
HK$86,930
baseline
▲ 0.50% · 4.625%
HK$91,512
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,860/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,316
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,281
−HK$3,012/mo
Today · 4.125%
HK$101,293
baseline
▲ 0.50% · 4.625%
HK$107,457
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,586/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,038
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,882
−HK$2,885/mo
Today · 4.125%
HK$111,767
baseline
▲ 0.50% · 4.625%
HK$117,659
+HK$5,892/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,534/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,960 · Scale 2, in force from 26 Feb 2026)