LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,955
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,602
−HK$1,673/mo
Today · 4.125%
HK$56,275
baseline
▲ 0.50% · 4.625%
HK$59,700
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,550/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,912
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,491
−HK$1,603/mo
Today · 4.125%
HK$62,094
baseline
▲ 0.50% · 4.625%
HK$65,367
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,188/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,546
−HK$3,984/mo
▼ 0.25% · 3.875%
HK$65,522
−HK$2,008/mo
Today · 4.125%
HK$67,530
baseline
▲ 0.50% · 4.625%
HK$71,640
+HK$4,110/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,060/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,694
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,590
−HK$1,923/mo
Today · 4.125%
HK$74,513
baseline
▲ 0.50% · 4.625%
HK$78,441
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,026/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,136
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,443
−HK$2,343/mo
Today · 4.125%
HK$78,786
baseline
▲ 0.50% · 4.625%
HK$83,579
+HK$4,793/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,572/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,476
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,688
−HK$2,244/mo
Today · 4.125%
HK$86,932
baseline
▲ 0.50% · 4.625%
HK$91,514
+HK$4,582/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,864/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,318
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,283
−HK$3,013/mo
Today · 4.125%
HK$101,296
baseline
▲ 0.50% · 4.625%
HK$107,459
+HK$6,163/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,592/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,041
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,885
−HK$2,885/mo
Today · 4.125%
HK$111,770
baseline
▲ 0.50% · 4.625%
HK$117,661
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,540/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,983 · Scale 2, in force from 26 Feb 2026)