LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,956
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,603
−HK$1,673/mo
Today · 4.125%
HK$56,276
baseline
▲ 0.50% · 4.625%
HK$59,701
+HK$3,425/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,552/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,912
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,492
−HK$1,603/mo
Today · 4.125%
HK$62,095
baseline
▲ 0.50% · 4.625%
HK$65,368
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,190/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,547
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,523
−HK$2,009/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,641
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,695
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,591
−HK$1,923/mo
Today · 4.125%
HK$74,514
baseline
▲ 0.50% · 4.625%
HK$78,442
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,028/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,138
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,444
−HK$2,343/mo
Today · 4.125%
HK$78,787
baseline
▲ 0.50% · 4.625%
HK$83,581
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,574/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,477
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,689
−HK$2,244/mo
Today · 4.125%
HK$86,933
baseline
▲ 0.50% · 4.625%
HK$91,516
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,866/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,320
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,285
−HK$3,012/mo
Today · 4.125%
HK$101,297
baseline
▲ 0.50% · 4.625%
HK$107,461
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,594/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,042
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,886
−HK$2,886/mo
Today · 4.125%
HK$111,772
baseline
▲ 0.50% · 4.625%
HK$117,663
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,544/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$986,999 · Scale 2, in force from 26 Feb 2026)