LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,956
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,603
−HK$1,674/mo
Today · 4.125%
HK$56,277
baseline
▲ 0.50% · 4.625%
HK$59,701
+HK$3,424/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$112,554/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,913
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,493
−HK$1,603/mo
Today · 4.125%
HK$62,096
baseline
▲ 0.50% · 4.625%
HK$65,369
+HK$3,273/mo
Deposit HK$11.61M · loan HK$11.61M · min. income ≈ HK$124,192/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,547
−HK$3,985/mo
▼ 0.25% · 3.875%
HK$65,524
−HK$2,008/mo
Today · 4.125%
HK$67,532
baseline
▲ 0.50% · 4.625%
HK$71,641
+HK$4,109/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$135,064/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,696
−HK$3,819/mo
▼ 0.25% · 3.875%
HK$72,592
−HK$1,923/mo
Today · 4.125%
HK$74,515
baseline
▲ 0.50% · 4.625%
HK$78,443
+HK$3,928/mo
Deposit HK$9.29M · loan HK$13.93M · min. income ≈ HK$149,030/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,138
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,445
−HK$2,343/mo
Today · 4.125%
HK$78,788
baseline
▲ 0.50% · 4.625%
HK$83,582
+HK$4,794/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$157,576/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,478
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,690
−HK$2,244/mo
Today · 4.125%
HK$86,934
baseline
▲ 0.50% · 4.625%
HK$91,517
+HK$4,583/mo
Deposit HK$6.97M · loan HK$16.26M · min. income ≈ HK$173,868/mo (50% DSR)
Upfront cash ≈ HK$7.95M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,321
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,286
−HK$3,012/mo
Today · 4.125%
HK$101,298
baseline
▲ 0.50% · 4.625%
HK$107,462
+HK$6,164/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$202,596/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,043
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,887
−HK$2,886/mo
Today · 4.125%
HK$111,773
baseline
▲ 0.50% · 4.625%
HK$117,664
+HK$5,891/mo
Deposit HK$2.32M · loan HK$20.90M · min. income ≈ HK$223,546/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$987,008 · Scale 2, in force from 26 Feb 2026)